| dc.contributor.advisor | 周行一 | zh_TW |
| dc.contributor.advisor | Chow, Edward H. | en_US |
| dc.contributor.author (Authors) | 羅珮琦 | zh_TW |
| dc.creator (作者) | 羅珮琦 | zh_TW |
| dc.date (日期) | 2004 | en_US |
| dc.date.accessioned | 14-Sep-2009 09:04:52 (UTC+8) | - |
| dc.date.available | 14-Sep-2009 09:04:52 (UTC+8) | - |
| dc.date.issued (上傳時間) | 14-Sep-2009 09:04:52 (UTC+8) | - |
| dc.identifier (Other Identifiers) | G0923570081 | en_US |
| dc.identifier.uri (URI) | https://nccur.lib.nccu.edu.tw/handle/140.119/31024 | - |
| dc.description (描述) | 碩士 | zh_TW |
| dc.description (描述) | 國立政治大學 | zh_TW |
| dc.description (描述) | 財務管理研究所 | zh_TW |
| dc.description (描述) | 92357008 | zh_TW |
| dc.description (描述) | 93 | zh_TW |
| dc.description.abstract (摘要) | When making financial planning, most people would allocate their assets into different accounts according to its usage, such as setting up education account and retirement account. It seems human nature to adopt segregated accounts for financial planning and it is argued that segregated accounts planning method serves the function of self-control. However, segregated accounts planning method violates standard finance theory that would suffer investment efficiency with unnecessary losses. This article focuses on analyzing financial planning methods of integrated account and segregated accounts in the point of view of behavioral finance. The finding is that integrated account planning method would not only help achieve financial efficiency but help people overcome psychological bias. | zh_TW |
| dc.description.tableofcontents | Contents Abstract ………………………………………………………………………………1 I. Introduction………..………………………………………………………………2 1.1 Financial Planning and Psychology…………………………………………...3 1.2 Financial Planning and Mental Accounting…………………………………...5 1.3 Segregated Accounts VS. Integrated Account……………………………........6 II. Literature Review………….…………………………………………………….10 2.1 Prospect Theory………………………………………………………………10 2.2 Framing and Mental Accounting……………………………………………..13 2.3 Behavioral Finance and Investment Decision………………………………..14 2.4 Models of Behavioral Finance……………………………………………….15 2.5 Other Related Studies………….……………………………………………..19 III. Analysis………...………………………………………………………………..24 3.1 Integrated Account and Segregated Accounts in Practice………………..…24 3.2 Discussion of the Case……………………………………………………...31 3.3 Alternative View Points toward Integrated Account and Segregated Accounts …………………………………………………..………………..32 3.2.1 Elaborated Study from Prospect Theory……………………………….32 3.2.2 Risk Attitude……………………………………………………………34 3.2.3 Transit between Frames………………………………………………..38 3.2.4 Portfolio Management and Dynamic Asset Allocation……...…………40 3.2.5 The Effect on Portfolio Choice…………………………………………41 IV. Conclusion……………...………………………………………………………..45 Reference…..………………………………………………………………………..49 Appendix………..…………………………………………………………………...55 | zh_TW |
| dc.language.iso | en_US | - |
| dc.source.uri (資料來源) | http://thesis.lib.nccu.edu.tw/record/#G0923570081 | en_US |
| dc.subject (關鍵詞) | 心裡帳戶 | zh_TW |
| dc.subject (關鍵詞) | 展望理論 | zh_TW |
| dc.subject (關鍵詞) | ＢＰＴ模型 | zh_TW |
| dc.subject (關鍵詞) | 財務規劃 | zh_TW |
| dc.subject (關鍵詞) | mental accounting | en_US |
| dc.subject (關鍵詞) | prospect theory | en_US |
| dc.subject (關鍵詞) | BPT Theory | en_US |
| dc.subject (關鍵詞) | financial planning | en_US |
| dc.title (題名) | Financial Planning: Integrated Account or Seperated Accounts | zh_TW |
| dc.type (資料類型) | thesis | en |
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